Making the overwhelming easier!
College Planning 101 helps parents and students understand how much they can afford, and how to make college affordable, by positioning students to receive merit-based scholarships and, if applicable, the family for need-based money.
When it comes to paying for college parents and students are faced with making some hard financial decisions. With the one-year cost of college being anywhere from $22,000 to $70,000+, it’s nearly impossible for some families to afford college. Students have a hard time understanding affordability and parents feel guilty that they can’t pay for their student’s college.
What makes the affordability question even harder to answer for a family is not knowing what their Expected Family Contribution (EFC) is. The EFC is the minimum the government and colleges can expect a family to pay per year. It is calculated based on the family’s income and assets. Once a family knows what their EFC is, it becomes easier to understand how much they can afford.
We have seen families with low, six-figure incomes receive need-based aid while also witnessing low-income families receive nothing in need-based aid. Why? Because the low-income family did not file the paperwork correctly and the low, six-figure income family worked with College Planning 101.
We take care of the financial aid forms for our families so they can be assured that these financial forms are done correctly.
Knowing your EFC before picking colleges is like getting pre-approved for a mortgage to buy a home. When you understand what you can afford, there is less frustration, disappointment and more savings in the future.
Disclaimer: Given the nature of the admissions process and the selectivity of many educational institutions, we cannot guarantee admission to any institution nor the amount of financial or merit aid a student will receive.
College Planning 101 reduces stress and anxiety for students and parents while navigating this complex and overwhelming college planning and financial aid process.
